Timely insights to help you pursue your goals
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Timely insights to help you pursue your goals

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The Minute | Insights to help build your financial future Merrill | A Bank of America Company

Spring 2021

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INVESTING

Are We in a Market Bubble?

Could a correction be coming? Our CIO offers useful insights on investing when stock prices are high.

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INVESTING

How to Measure Your Tolerance for Risk

Thinking through these 3 questions can help you understand how much risk you’re comfortable taking with your investments.

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RETIREMENT

Can I Contribute to a 401(k) and an IRA?

It can be helpful to contribute to both, but consider the tax deductions of each as you prioritize how much you save.

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Watch The New Retirement: Will You Be Ready?

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EDUCATION SAVINGS

5 Things You May Not Know About 529 Plans

These surprising benefits could help you better manage your family’s college and other education expenses.

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TAXES

4 Tax Moves to Consider Early in Your Career

These simple strategies could put you in a better position to pursue all of your financial goals and help you minimize your taxes next year.

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Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.

Asset allocation does not ensure a profit or protect against loss.

This material does not take into account a client’s particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

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